We will help you plan your financial needs throughout your lifetime. Your most valuable asset is your healthy ability to earn an income. By helping you select the right combination of life and disability insurance protection and wise investments, we can help you achieve financial success and provide for unexpected health issues. When you have a mortgage or other large loan, term life insurance or critical illness insurance offers cost-effective ways to cover your outstanding debt if you die or suffer a critical illness.
Family Stage
• With children, your needs change – and it’s wise to review your financial security plan. RESPs and TFSAs offer good vehicles to plan for your children’s educational future, and a low-cost life insurance policy can protect your financial resources.
Empty-Nest Stage
• When your children go to school or move out on their own, it may be time to travel and enjoy your marriage. Perhaps you have wanted to visit Rome or take a university course. We will help you achieve these midlife goals.
Retirement Stage
•When you’re aged 50 plus, you may want to partially or fully retire. We will help you assess your options.
Plan to Review Your Insurance
At every stage of life, it is important to reassess your financial protection offered by these insurances, which I can help you reassess:
- Life insurance,
- Critical illness insurance,
- Long-Term Care insurance and
- Disability insurance.